Should i refinance or sell my house

How long after refinancing a home can you sell it?

You can sell your house right after you've refinanced the mortgage except in cases where you have an owner-occupancy clause in the contract.

Cash-out refinance calculator

This type of clause can require that before you rent out or sell your home, you have to occupy it for between 6 and 12 months. In some instances, these clauses are open-ended and don't have a listed expiration date.

You might run into issues with the mortgage company during closing if you sell your house before the owner-occupancy clause expires.

You'll want to make sure your loan documents don't have these clauses before listing your home for sale.

A prepayment penalty clause won't prevent you from selling your house after refinancing, but it might make it a much more expensive endeavor.

This is a clause that states that you could be charged a fee if you sell your house too quickly after you refinance it.

All that being said, refinancing right before you sell often isn't financially or practically beneficial to homeowners.

Should I refinance if I plan to sell?

Refinancing a home can ma

should i refinance if i want to sell my house

should i refinance or sell my home